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BUY YOUR BIKE ON FINANCE

Fancy a bike but haven't got the cash ready? Our finance options allow you to spread the cost of bikes or cycling gear. Application is all done online with V12 Finance.

HOW DOES IT WORK?

If you want to pay using Finance, choose this option in the checkout. If your purchase qualifies (i.e. above £250), Finance will be available as a payment option.

Choose
your equipment
Select your
finance type
v12 finance
application
We deliver
your items

TYPES OF FINANCE OFFERED:

The value of your purchase will determine which finance options are available.

  • Interest Free Credit is available on products over £250. You choose your deposit amount and payments are spread over the selected term.
  • Classic Credit If your order is greater than £250, spread the cost of your purchase over 24 or 36 months. There is a 10% deposit, APR is 15.9%.

NOTES

To apply for finance you must be:

  • at least 18 years of age
  • a permanent UK resident
  • in regular employment (minimum of 16 hours per week) including self-employment, or in permanent residence with your spouse/partner who is in regular employment
  • in receipt of pension if you are retired
  • if not in employment, you may be required to provide proof of alternative income

**All orders paid for by Finance can only be shipped to the billing address as used on your application.**

Application process

Select a finance option in checkout from the options available. It takes approximately 5-10 minutes to fill out the online application (which is on V12's secure server). V12 will respond with a decision within minutes. Please note, this will involve a credit search.

You then download, print and sign the Credit Agreement, and send this to V12. When this is received by V12, we will process your order and ship your goods.

If your application is declined, you have the option of choosing an alternative method of payment (i.e. credit/debit card or cheque) and your deposit will be refunded to your card.

Please call V12 on 02920 468900, or call us on 0330 100 2480 if you have unanswered questions, or see the V12 website.

Demo of Finance calculator

This demo is based on product thats prices £500.00, not onsale.

We are able to provide Finance Online as well as in store but, being honest, you'd find the whole application process far more satisfying if you fired up your laptop (or desktop PC) and enjoyed the full-and-far-less-fiddly experience.

Finance your purchase with us today

1. How long would you like to finance your purchase for?





2. How much deposit would you like to pay today?

£0.00 Min Deposit
£0.00 Max Deposit
Slide the bar to change your deposit value

3. Review your personalised finance estimation

Monthly Payments £27.78
Duration (Months) 18
Purchase
Price £500.00
Todays
Deposit £0.00
Amount
of Credit £500.00
Total
Repayable £500.00
Interest
(APR) 0.00%

Consumer credit services are only available to over 18s and subject to status.

Credit is provided by V12 Retail Finance Ltd, a trading name of Secure Trust Bank Plc. which is registered in England and Wales: 541132. Registered Office: One Arleston Way, Solihull, B90 4LH. Secure Trust Bank Plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority with registration number 204550. For more information please visit www.v12retailfinance.com

If you are intending to use finance as your payment option, please note we will only ship your order to your billing address, and not to an alternative delivery address.

This is for estimation purposes only. Actual Finance Application is Completed During Checkout.

£27.78

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